Saving Tracker
A personal portfolio notebook for Israeli pension/provident funds (gemelnet), RSU grants, ESPP, and cash — built for private tracking, not professional use.
Dashboard
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Default view shows the current month forward through your chosen horizon. Drag horizontally on the chart, or pick start/end months above to focus on a sub-range — any month works: past months pull in history, and picking far into the future automatically extends the projection (up to 50 years). Press Esc while dragging to cancel; click a horizon chip to reset.
Funds 0
Pick the month your reported balance is for. Most pension/provident statements are end-of-previous-month — that's the default.
Pension 0
Same anchor convention as Funds. v1 doesn't model recurring payroll deposits — re-anchor periodically when you get a new statement.
Retirement simulator
Estimate pension vs. lump-sum withdrawal at retirement (Israeli rules, 2026). Enter projected balances at retirement — nothing here is saved to your account or database.
Informational estimate only — not financial, tax, or legal advice. Conversion factors (מקדמי המרה) are approximations; your fund sets the actual multiplier at retirement. Tax uses a simplified 35% on the taxable lump-sum portion above the ~₪1.14M exemption.
RSU Grants 0
Override only if your company reported a different FMV (e.g. 30-day average or board-approved value). Leave blank to use Yahoo's closing price on the grant date — that's the cost basis Yahoo and most US brokers use.
ESPP Plans 0
Cash & non-invested 0
Settings
Danger zone — permanent actions
Permanently deletes your login and all personal data stored in the database (holdings, grants, cash, settings, and cached prices). This cannot be undone.
Saving Tracker — personal, non-commercial software. Not affiliated with fund managers, brokers, or data providers.